It is more than understandable during these difficult economic times, with crushing inflation, folks have come to experience uncontrollable debt. If you find you cannot pay your bills, you may be a perfect candidate for bankruptcy. Chapter 7 will provide you with the immediate debt relief you need for your peace of mind and provides you the opportunity to clear your plate of bad debt. Filing Bankruptcy allows you to flush the secured debt, while you keep your 401k, Retirement accounts and your home.
Unpaid bills and collection calls can cast a cloud over your life. Fortunately, help is available for people with unmanageable levels of debt.
Filing for bankruptcy can reduce or eliminate many of your unsecured debts. It will stop lawsuits, foreclosure, wage garnishment and vehicle repossession. It can give you the opportunity to make a fresh financial start. Including:
Chapter 7 bankruptcy can almost completely eliminate unsecured debts such as credit card debts, medical bills, and personal loans.
Chapter 13 bankruptcy is ideal for people with a steady income who have assets they want to keep. Chapter 13 stops foreclosure and can allow you to keep your house, sometimes eliminating second mortgages. Your debts are reduced or eliminated, and you develop an affordable payment plan for your remaining debts.
We advise clients about specific situations such as:
As soon as we file either type of bankruptcy, you will enjoy an automatic stay to foreclosure actions, repossession and wage garnishment.
In a free consultation, an attorney at our firm can review your debt relief options. If you decide to move forward with a bankruptcy filing, we will work to obtain maximum debt relief for you.
Call us for a Free Consultation (858) 674-6945
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16870 W. BERNARDO DR.
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